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An eviction may also come to light through a tenant screening “specialty” report which generally includes information from commercial data bases that compile data from “unlawful detainer” court files.
For more about rent payments and your Experian credit report see Experian’s . Tenant Reports All three national credit bureaus, Experian, Trans Union, and Equifax, offer tenant screening products called "tenant reports." How is a tenant report different from a credit report?
For example, in California prepaid rental services must be licensed by the California Department of Real Estate. These include questions about race, national origin, religion, sex, familial status or disability prohibited by federal law. Can a credit check be required in the application process? Most landlords want to check your credit report to make decisions about whether you will be a reliable tenant.
State law addresses such things as the fees for services and conditions under which you are entitled to a refund. In California, a prospective landlord cannot ask about race, color, religion, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, familial status, disability, or genetic information. If you are looking for a rental, it is best to check your credit reports before the landlord does.
The Fair Housing Act (FHA), part of the Civil Rights Act of 1968, prohibits discrimination on the basis of race, color, national origin, religion, sex, familial status or disability. However, you will not want either the landlord or potential renters knocking on your door at all hours of the day or night.
The Fair Housing Act Federal law protects renters against certain forms of discrimination. For instance, your landlord will most likely try to rent to someone else when you decide to move out.
This promise is often incorporated into rental and lease agreements, and gives you the right to live undisturbed by intrusions from the outside world.
State or local laws typically recognize the covenant, or promise, of “quiet enjoyment” of your unit.
Newspapers, realtors, online services such as Craigslist.org, and prepaid rental services are just some of the resources you may turn to when looking for a place to rent. Application Forms If you're interested in renting a home or apartment, the landlord or leasing agent will probably ask you to fill out a written application, either on paper or online.
If you are considering using a service where you pay a fee for a list of available rental properties, keep in mind that these may be regulated under state law. The rental application allows the prospective landlord to learn more about you and to make an initial decision about whether you are a suitable candidate for the property and can afford the rent. A potential landlord may not ask any questions that violate federal or state discrimination laws.
The three national bureaus each offer a variety of tenant screening products.
For example, Trans Union offers a product called Smart Move, an online tool with input by consumers and independent landlords. Code § 1950.6) As of 2013, you may have to pay up to .50 for the landlord’s screening.
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Rental applications reveal information that allows a landlord to make preliminary judgments about your suitability as a tenant.